Shaklee Vitalizer My Review Of Shaklee Vitalizer

Vitalizer is a leading edge technology product that is a one-of-a-kind foundation nutritional product. Vitalizer is the standard for product content and delivery by which all other supplements will be measured.

Vitalizer is based on 12 Shaklee clinical studies and got it’s name because of the noticeable improvement in energy levels of the test volunteers. Vitalizer has also been proven to be highly effective for health and longevity by the 20 year results of the same nutrient usage by 1000 Shaklee customers in their 50th Anniversary Landmark Study. Vitalizer provides a provides a broad spectrum of vitamins, minerals, antioxidants, anti-aging phytonutrients, omega-3 fatty acids and probiotics.

These ingredients support

* Supercharged Vitality

* Immune Health

* Stress Management

* Antioxidant and DNA protection

* Heart and Brain Health

* Bone and Joint Health

* Digestive Health

* Breast and prostrate health

The 50th Anniversary Landmark Study was truly a groundbreaking study of long term dietary supplement users. The study conducted by the University of California –Berkeley showed that people that took Shaklee supplements had markedly better health than both multivitamin and non-supplement users.

Shaklee supplement users retained normal levels of

* Blood pressure

* HDL cholesterol

* Triglycerides

* C-reactive protein

* Homocysteine

The Vitalizer product was developed by Shaklee based on the results of the Landmark Study. The nutrients the participants used in the study were incorporated into the product. The nutrients are deployed using the SMART (Shaklee Micronutrient Advanced Release Technology) Process. The SMART process produces 200% better absorption by delivering the right nutrients to the right part of the body at the right time.

A 30 day supply of Vitalizer is packaged in once a day strips of 4 products and contains a total of 80 bio-optimized nutrients and is equal to 15 bottles of standard “off the shelf” supplements.

Vitalizer includes

Vita Lea Gold: Vitamin-Mineral—Folic Acid microcoating for immediate release

Vitamin B+C Complex–Gel diffusion for sustained release

Caroto-E-Omega Complex–pH activated for delayed release

Optiflora Probiotic Complex–triple encapsulation for targeted release

Shaklee has three formulations of Vitalizer that are made to support different user groups and their specific needs. A regular Vitalizer blister strip contains 2 Caroto-E-Omega Caps, 1 sustained release B+C Complex tablet, 2 Vita Lea Super Tablets and 1 Optiflora pearl. This formulation is targeted for men under the age of 50 and is iron-free.

The under 50 women’s Vitalizer blister strip contains the same Caroto-E-Omega caps, Vitamin B+C and Super Vita Lea which also contains iron.

The third formulation is for men and women over the age of 50. It is called Vitalizer Gold. Vitalizer Gold is iron free and contains addtional anti-aging nutrients and antioxidants as well as the other vitamins in the standard Vitalizer products.

Vitalizer is a very strong product line backed by a lot of clinical and independent studies. I would recommend any person that is focused on their health and good nutrition take the Vitalizer product. It has proven, long term benefits for those that take the product over an extended period of time.

Real Estate Buying Through Mortgage Loans Just Got Easier

When considering buying a real estate property, the foremost issue is of the capital required. Due to lack of sufficient capital, the real estate investor opts for mortgage loan i.e. loan acquired against an already existing real estate property and it is mainly given through banks or other regular institutions but it also has its fair share of drawbacks. Instead of a traditional mortgage loan, Private Lending Services for borrowers can be considered.

Real estate property costs a lot of money. If you are considering a traditional mortgage loan, then be prepared for a great risk. In a traditional mortgage loan, if you are unable to pay the loan back due to some reasons or if you pass away, the bank or the financial institution has the option to take away your home to pay the loan amount. Thus there is an inherent danger of losing your home in this type of loan. In the case of Private Lending Services for borrowers, this usually does not happen as the loan is given by Private Lenders Miami, FL to the borrowers taking into account the borrowers ability to pay the loan amount. Also in the case of such eventuality of failure of repayment of the loan in a traditional mortgage loan, entire property can be taken away by the traditional lender if the property amount is not more than the loan amount and therefore the heirs of the borrower cant expect any type of financial compensation from the lender. A traditional mortgage loan lender may require the borrower to maintain their property in proper condition as the borrowers property title is in the name of the lender. Borrowers in aged condition might not be able to take proper care of the property and thus will have to hire some person for the same, an additional cost burden on the borrower just to fulfill the loan requirement. Traditional mortgage loans give loans based on the borrowers credit scores and ones with bad isolated credit incidents and bankruptcy conditions are disqualified. Here is when Hard Money Private Lenders Miami, FL are quite beneficial. Borrowers with bad credit scores or even those who have undergone bankruptcy can qualify for the private mortgage loans given by Hard Money Private Lenders Miami, FL.

Last of all, there are a lot of bureaucratic rules for the fulfillment of a traditional mortgage loan, spread over a much longer time period. Thus the total amount paid for the loan increases because the interest is also to be paid along with the loan. A private mortgage loan given by Private Lenders Miami, FL take a relatively shorter period for processing as there is less documentation required and the transaction may even be completed in a day; also there are a variety of low interest options to choose from.

World Wide Recession Caused By The Mortgage Melt-down.

Real Estate & Mortgage 6 – Foreclosure Meltdown Fraud and Scams Dec08 – Recession & Inflation

Part 6 (Excerpt)

World wide recession caused by the mortgage melt-down. Is inflation far behind?

What their ratings were based on was simply that nobody thought real estate would go down again. They were just going to keep going up forever, doesn’t really matter if you call it AAA or BBB. Isn’t going to matter if the note never get’s called.

We certainly saw that for years in the mortgage industry. We would refinances somebody and a couple of years later they would call us up again and say hey my house went up $100,000 in value and I bought a car and a boat and my kids need to go to school and give me another hundred grand out of my property, and it just kept going up forever and ever and ever and as long as that was happening everything was just fine. But then as we know everything just stopped.

There’s only so much leverage that could exist out there and that is why the stop started if you will. Because as that leverage continued to balloon; how much more leverage can a Wall Street firm or a bank take on to buy up more mortgage backed securities? Oh I know we’ll carve out these tranches and we’ll sell them off overseas. So that is where it ballooned, how wide reaching and impactful has it been?

Well we see it now it’s a global recession. It’s not a US recession for that reason. And that is starting to clean itself up, not only by the Fed aggressively here at home, by working with other developed nations around the world with their equivalents of the Fed in those countries they are doing the same thing. They are acting aggressively and that’s great for the short-term but that is like putting a band-aid on a carotid artery that has been severed, it doesn’t work. That is okay for today and tomorrow, long term there are bigger issues, bigger issues translate into inflation. Where I am going with this is the fact that right now with money being cheaper than it has been at any other time in the history of the United States.

That’s your motivation, if you’re looking for a loan, if you are looking to refinance a loan, if you’re looking for a loan modification, whatever your circumstances are, this is your opportunity. I am of the opinion that five years from now we’ll look back on this time period and say, my gosh look at all the mistakes the Fed made.

One of the things I want to go back to is something you said earlier about how all these mortgage derivatives were broken up and put back together. And most of them certainly many of them got bought by hedge funds. A lot of them got bought up by foreign governments and whatever around the world. One of the things about where that’s coming in is it’s causing a massive structural problem, especially in the mortgage industry when it comes to the servicing aspect and a loan modification aspect.

These hedge funds are now coming along, and they are suing the servicers because the servicers are doing what they had a right to do under the contract that they signed with the hedge fund in the first place which was to modify these loans. While the hedge funds are saying if you’re going to modify the loan we want all the money and the servicers or the bank or whatever is saying, no we’re not going to so now they are getting into a big fight and I have a feeling we’re going to see a lot of lawsuits, which is only going to hurt the American homeowner, because unfortunately it’s only going to delay a loan modification process.

But it’s also one more reason why you want to have an attorney on your side negotiating with the servicers, negotiating with the bank, maybe even negotiating with the hedge fund for all we know. But negotiating with somebody on your behalf, somebody with the legal power, negotiating for you so if they need to go after the bank for lack of standing, because maybe that’s what it takes to get their attention, go after them and prove they have a lack of standing and say, oh great now that I have your attention let’s do something to help the home owner.

Well, I want to point something out here because Brett, Dan, and I have talked about this many, many times, every single case that we have that is a loan modification case through Velocity Financial and through the debt alliance law firms that we use. Every one of these cases where the people tried to do this on their own, eventually they gave up, they were told No. One case that we were successful in a loan modification was a case where they were told No three separate times by his servicer. Three times, they told him No. I have this case documented, I know this person well. He was told No three separate times and we sicked the law firm on them and we got that loan modification that has actually relieved him of about $30,000 in interim monies…